Directors & Officers for Private and Charter Schools

Focus on your school's mission without risking everything you’ve worked to achieve.

Private-independent school leaders are vulnerable to a multitude of Directors & Officers (D&O) exposures—they can be held personally liable for their own activities as well as the actions of those they oversee. Even if no wrongdoing occurred, claims are expensive, time-consuming to investigate and defend, and can hurt morale—not to mention make it difficult to serve your students. 

ISM’s Directors & Officers Liability Insurance helps you protect your Directors, Officers, and Board members from costly claims, as well as safeguarding their personal assets.

Why Choose ISM?

• Benefit from policies and procedures tailored to K–12 private-independent schools.
• Attract and retain qualified executives and Board members.
• Rely on our experienced team for dedicated support in your decision-making.

Plus, our Employment Practices Liability Insurance protects your school leaders from employee-related claims of discrimination, harassment, and wrongful termination.

Are You Protected?

Are your Board members, directors, officers, and employees covered if . . .

• A student’s parents file a claim against your school, asserting their child was unfairly disciplined and they charge wrongful disciplinary action.
• A donor gave a large contribution to your school, specifying the funds were to be used for a specific initiative. Your Board and School Head decided to apply some of that donation to a different initiative. The donor filed suit, alleging misappropriation of funds.
• A group of parents take legal action against a particular faculty member’s grading system for their students, which would be considered a failure to educate.

Even if the claim is proven false, the defense costs could be devastating without the proper coverage. ISM’s Directors & Officers Liability and EPL Insurance secures your school’s directors, officers, Board members, and employees’ personal assets and safeguards your school from potential costly settlement litigations.