Directors & Officers insurance (also known as School Legal or Trustee Liability insurance) may be the most critical insurance and protection for your school. Damages sought under D&O insurance can range anywhere from a nuisance claim to one seeking millions of dollars in compensation. This may include a request for punitive damages if the action in question is considered egregious enough—especially if the school knew of a wrong action that was occurring and did nothing to stop it.
Bullying, in its many forms, has been a persistent problem in many schools. And, in private schools in particular, this is an immense concern to parents and students.
Parents choose to send their children to your school in part because they consider your community safer than the public alternatives. Still, bullying can occur anytime, anywhere—and occasionally, despite your best efforts to educate.
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