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Understanding The Affordable Care Act (ACA)

Vol. 3 No. 8

Obamacare, the Affordable Care Act (ACA), the Health Care Reform Act—heard enough yet? Confused? Join a very large club!

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Managing Personal Risk: Planning Your Retirement

Vol. 3 No. 8

There is nothing scarier than approaching retirement with uncertainty. You might have experienced this anxiety from retiring employees inquiring about their available 401K funds, or perhaps even on a personal level as you approach retirement and find yourself uncertain about how you will support yourself on limited income. To give workers a better sense of what their nest egg might look like, the U.S. Labor Department is considering having plan sponsors provide workers with insight.

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Risks That Keep You Up at Night

Vol. 3 No. 7

Schools, like all organizations, are at risk of lawsuits and claims—even when all protocols are followed and proper insurance is carried.

In a recent edition of Net Assets, the article Risk, Claims, And What Keeps You Up At Night (NBOA members can access the entire issue in the membership area of the NBOA site), mentioned that assaults, athletic injuries, slips and falls, and employment discrimination claims are both the most common and most costly risks that private schools face.

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Planning Against Violent Acts

Vol. 3 No. 7

There has been a great deal of violence in the news this year. The Sandy Hook Elementary shootings and the Boston bombings shook us on a national level. Within our local communities, tragedies such as teacher sex scandals, vicious bullying, and drug/gang wars have made headlines. For students, rationalizing these acts can be a struggle. (Read Suggestions for Handling Tragic Events.) For adults—especially educators and administrators—making sense of these events and establishing risk management protocols can be frustrating—and emotionally exhausting.

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Trip and Volunteer Protocols

Vol. 3 No. 6

Spring is right around the corner. With warmer weather, field trips are likely to start springing up on calendars in an effort to connect theory and practice.

With any off-site trip, you need to follow safety policies to reduce risks. This is a good time to review your school’s policies for faculty and volunteers accompanying students off campus. Start by defining what a field trip is. Some schools consider any event that takes students off-site as a field trip, while others define them as travel greater than 10 miles from campus. Once you have your school’s definition determined, the following guidelines may help you polish your school’s protocols.

Q&A

D&O Q&A

Vol. 3 No. 6

Q: I have a good idea what type of claims employees can bring against schools (for wrongful termination, harassment, and the like). What type of claims do you see parents bringing against schools? Do Directors & Officers (D&O) policies generally cover these claims?

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