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Ask ISM’s Risk Manager

Vol. 6 No. 2

Q: Can you share some information that may help clarify the need for a claim form when it comes to International Student Accident Insurance? We have a student covered by an accident and sickness plan, and he has been asked to submit a claim form for a doctor visit due to an illness.

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Wellness Programs, the ACA, and EEOC

Vol. 6 No. 2

October is a great month to think about your personal and school’s health. It’s National Breast Cancer Awareness Month, World Blindness Awareness Month, and Bullying Prevention Month. It’s also National Financial Planning Month. And, as you probably know, it’s nearly impossible to think about health prevention without also thinking about your—and your school’s—bottom line.

Wellness programs are known to help reduce a school’s health insurance costs. They can be designed to work in several ways that match your mission and reflect your values. However, if your school offers a wellness program either in connection with your health insurance or as a stand-alone program, the Affordable Care Act (ACA) and the Equal Employment Opportunity Commission (EEOC) have implemented rules about your program—and the regulations depend on the type of plan you offer.

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A New Trend In Health Insurance

Vol. 6 No. 1

Health care has seen almost as many changes over the last eight years as technology. With so many changing laws, Business Officers and HR Managers have struggled to stay compliant. But you know this—you’re one of the mighty benefit specialists on your school’s administration team.

That said, there are options to how you design and administer your health benefits, despite the legislative hurdles. Fighting inflating costs by jumping health providers and brokers each year doesn’t have to be part of your routine. What you do need is a basic understanding of the three key health care plan designs, so you can choose a policy that best reflects your school’s mission and culture—and budget.

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riskmanager eletter Vol5 No10 Q&A15

Ask ISM's Risk Manager

Vol. 6 No. 1

Q: Our school has been having some issues with “compliments” versus “harassment”. Some of our female faculty and staff members are not comfortable with comments directed towards them from one of our senior faculty members. I have talked to him, and he seems to believe he’s just being friendly and complimenting his colleagues. I’m not sure what more I can do at this point, but I know I must get this situation—situations, actually—under control. Any advice?

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Sexual Misconduct on Campus Part III: Best Practices, Professional Development and Policy

Vol. 6 No. 1

As an organization dedicated to enriching student lives, it’s essential that protection be at the forefront of all school decisions. Updating your school’s policies and procedures to ensure your risks are minimal is vital to the future of your institution. In our final part of our series on addressing sexual misconduct, we'll walk you through the steps for clarifying and communicating your school’s sexual misconduct process.

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