Location: Wilmington, DE
There are many options when it comes to offering employee health coverages. However, creating a coverage portfolio that matches your school’s mission to its bottom line takes a strong partnership with a creative broker.
We believe we have the perfect health care option for both your school’s budget and your employees’ best interests—and it’s exclusive to private-independent schools.
Once a year, the Maryland Health Care Consortium— a group of 16 schools covering more than 900 faculty and staff with eight fully insured plan options—exclusively welcomes other Maryland private-independent schools to take back control over their benefits and petition for membership.
Join Senior Insurance Adviser, Ron Gates for this 30-minute presentation to discuss the details and benefits of joining the Consortium.
We'll cover these topics and more:
- How group consortia helps to control cost and stabilize rates.
- How to utilize monthly data.
- The differences of having direct access to management and the underwriter makes in managing your school's health care benefits.
- The details of the eight fully insured plan options from Aetna along with HRA and HSA options
Total run time is 45 minutes. The presentation will run approximately 30 minutes with 15 minutes designated for Q&A.
Senior ISM Insurance Adviser
Ron joined ISM in 2005. He developed the Pennsylvania Independent School Health Insurance Consortium in 2008. This organization helps schools save on significant expenses and provides them data previously unavailable.
In September 2009, he developed a private plan alternative to the NJ State Temporary Disability Plan to save schools money and create a more favorable tax situation for employees. He also holds the designation LUTCF (Life Underwriter Training Council Fellowship) earned in 1990 by teaching several insurance courses, primarily to new professionals in the insurance industry.
If several of us at the school want to attend the Webinar, do we each have to register and pay?
If two or more people at your school want to attend the Webinar in the same location (for example, in a conference room with one monitor) then you only need to register and pay for one person who will receive the email and link. If you have people in remote locations, each person will need to register and pay separately. Essentially, a registration and payment gives you one link to the Webinar.
Will I receive a reminder about the Webinar I’ve just purchased?
Yes. A message will be sent to the e-mail address you registered one or two days before the run date. You will receive a link to the Webinar Website as well as PDF slides of the presentation you will be attending.
What happens if I miss my Webinar? Will the fee be refunded?
If you’ve missed your scheduled Webinar, don’t panic—you will automatically receive a link to the recorded Webinar, barring any technical difficulties that prevent us from recording the session.
Will I receive the recorded version of the Webinar I just attended?
You will receive a personalized link to the recorded version which is included with the live Webinar pricing. You may watch this as many times as you need; however, you will not be able to share this link. If you would like to share the recorded version, you will need to purchase a download. Check the archived Webinar library about two weeks after your live Webinar.
What if I have questions about the presentation? Whom do I contact?
During the Webinar, you will be able to type questions, thoughts, and concerns in the communication box. Each Webinar allows 15-minutes for answering these.
What is the difference between single-topic Webinars, Webinar clusters, and Webinar courses?
Single-topic Webinars: These are basic, 60-minute Webinars (typically 45 minutes long with a 15 minute Q&A session), covering various timely concerns and/or situations. Our calendar is updated monthly, and sometimes weekly, as these sessions are designed to tackle a current need within the private-independent school world.
Webinar clusters: These are Webinar sessions covering one topic, but divided into multiple sessions over several days so that the topic can be explored in more detail without overwhelming the attendees. They are designed both for timely topics, such as an update on recent federal laws, and for more general concerns, such as designing your employee medical package to meet both your budget goals and your school’s unique culture.
Webinar courses: These Webinars are designed to function as an ISM workshop but are done remotely. Since they are remote you will not need to travel and incur additional expenses due to that travel. Webinar courses are broken into smaller segments than typical on-site workshops so you won't need to sit in front of your computer for days on end. In fact, Webinar courses can extend over months giving you time to work on projects that a workshop leader may require.
Confirmation and Cancellation Policy
We will correspond with you through email as soon as your workshop is confirmed, no later than two weeks prior to its start date. Occasionally, we may be forced to cancel an unconfirmed, scheduled workshop due to insufficient registration. So we ask that you do not make non-refundable travel arrangements until you receive notice that your workshop is confirmed. (ISM will not be responsible for any change/cancellation charges assessed by your airline or travel agent.)
Tuition Payment and Cancellation Policy for In-Person, Group-based Programs
Tuition must be paid in full 10 business days prior to the start date of the in-person, group-based program. An attendee with a balance due on the start date will be denied entrance to the program until the balance is paid in full.
Cancellation requests must be made in writing by emailing firstname.lastname@example.org, faxing to 302-656-0647, or mailing to: Professional Development Coordinator, ISM, 1316 N. Union St., Wilmington, DE, 19806.
- Cancellations received more than 15 business days prior to the start date of the program will be fully refunded. Gold Dollars will also be fully refunded.
- There will be no refunds for cancellations made less than 15 business days before the start of the program. For registrations paid for with membership Gold Dollars, the member school will receive a 50% refund of Gold Dollars.
- Non-payment of tuition or no-show to the event does not constitute a cancellation. Full tuition will be due and payable.
The Substitution Option and Wallet Option
Should an attendee need to cancel less than 15 days prior to the start date of the workshop, the school has two options to avoid penalty. Schools may also exercise these options at anytime for cancellations.
- The school may substitute another employee.
- The school may bank the funds for a future ISM registration. These funds must be applied to a professional development event within one year from the start date of the original workshop. After one year, the funds will be forfeited. To use banked funds, please call the Professional Development Coordinator at 302-656-4944 x152.
*We DO NOT accept enrollments from consultants.
ISM believes in providing quality and excellence in all of our events and in ensuring the satisfaction of everyone who attends. Nearly 100% of our participants say they would recommend our events to their colleagues. If you are not satisfied with your event for any reason, ISM will credit the fee you paid toward another similarly priced workshop or will refund it.
If you have any questions, click below to send us an email.