State-Specific Health Consortiums

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Take back control of your school’s health care costs

Many schools struggle with finding quality faculty and staff health benefits that are affordable. If you’ve experienced high rate increases, have tried to purchase new coverage but have been rejected, or just want stable and predictable rates, learn more about ISM’s Health Care Consortiums.

These groups—created specifically for private-independent schools—are an opportunity for you to finally be in control of your health insurance costs, stabilizing them once and for all.

Benefits of Group Health Consortiums:

  • Control cost and stabilize rates
  • Gain access to claims data
  • Monthly data for the group on utilization
  • Direct access to the management team and underwriter from the carrier
  • Access an extensive local and national network of health care providers
  • Low annual average increase without plan changes
  • HSA and HRA options Dedicated support team for client engagement

     

 

Active State Group Health Care Consortiums:

 

Pennsylvania Independent School Insurance Consortium (PISIC)

Established 2007
Health Plans Variety of plan options available
Dental and Vision Options available
Petition Deadline March 1
Trustees’ Decision Deadline May 31
Open Enrollment July 1
Renewal Date September 1

 

Maryland Independent School Consortium (MISC)

Established 2013
Health Plans Variety of plan options available
Dental and Vision Options available
Petition Deadline December 1
Trustees’ Decision Deadline March 1
Open Enrollment April 1
Renewal Date June 1

 

Lone Star Independent School Consortium (LSIC)

Established 2016
Health Plans Variety of plan options available
Dental and Vision Options available
Petition Deadline April 1
Trustees’ Decision Deadline June 1
Open Enrollment October 1
Renewal Date January 1

 

Ohio Health Care Consortium

Established 2017
Health Plans Variety of plan options available
Dental and Vision Options available
Petition Deadline April 1
Trustees’ Decision Deadline June 1
Open Enrollment October 1
Renewal Date January 1

 

Arizona Independent School Consortium (AISC)

Established 2017
Health Plans Variety of plan options available
Dental and Vision Options available
Petition Deadline June 30
Trustees’ Decision Deadline August 15
Open Enrollment October 1
Renewal Date January 1

 

Petitioning for Membership

Each state has its own unique petitioning date and process. For more information on how to petition for membership or how to start one in your state, contact insurance@isminc.com or call 302-656-4944.