Private-independent schools are not like other nonprofits.
Nonprofit Directors & Officers (D&O) Including EPLI Coverage for Schools*—provides broad coverage for the entity and Directors, Officers, Trustees, employees, and volunteers.
Private-independent schools are a unique kind of nonprofit. Their coverage needs to differ from those of a museum or a foundation.
Private-independent schools know ISM. For more than 40 years, ISM has been the resource for management advice that helps schools prosper and manage change. With ISM's Directors & Officers including EPLI coverage, you're offering a policy that lets your clients know you understand their unique needs.
ISM's reputation gives you an edge in the private-independent school market. Our experienced professionals take the time to work with you. We know you're busy—so you get your questions answered right away, usually on the first call.
Download a Nonprofit Directors & Officers (D&O) Including EPLI Coverage for Schools FAQ.
New York and Alaska schools click here
(This PDF excludes Alaska and New York. For more information about those states contact ISM's Director's & Officers Liability Department.)
Optional coverages that can be added for a small charge:
Sexual Misconduct Coverage
- This endorsement provides a sublimit limited to reimbursement of Costs of Defense. The Sexual Misconduct Costs of Defense Endorsement does not include any duty to indemnify loss arising out of an incident of sexual misconduct.
- The Sexual Misconduct questionnaire must be completed, reviewed, and approved before a premium will be provided and this coverage can be bound.
- A maximum $150,000 sublimit pays for Defense Costs only.
- Download the Sexual Misconduct Coverage fact sheet.
Fiduciary Coverage can be added
- Separate application needed and the IRS5500’s
- Choice of a shared or separate limit
- Download the Fiduciary Liability Coverage fact sheet.
Workplace Violence Coverage can be added
- Has a $100,000 sublimit
- Endorsement covers loss for the following:
- Business Interruption Expense
- Public Image Restoration Expense
- Security and Well Being Expense
- Workplace Violence Expense
- Download the Workplace Violence fact sheet.
Internet Activity Coverage can be added
- Has a 1,000,000 shared limit
- Internet activity shall mean any display, transmission, dissemination, or other use of matter on an internet site
- Download the Internet Activity Coverage fact sheet.
To find out more about Directors & Officers (D&O) including EPLI Insurance for private-independent schools, or to obtain a state-specific application, e-mail Andy Bobich, Directors & Officers Liability Department, or call 302-656-4944 (ext. 361).
*Coverage, offered through an A+ rated carrier, is for private-independent schools and is not available for public schools. Not all coverage is available in all states. Please contact us for details of coverage options available in your state. We do not offer Property/Casualty Liability or CGL Insurance.