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"What Are the Important Coverages and Benefits?"

Here's an outline of the important benefits offered with ISM Group Life and AD&D coverage:

  • Choice of Benefit Plans—Level benefit or salary-related plans
  • Accelerated Benefit Advance for terminally ill employees
  • Waiver of Premium for employees who become disabled
  • Portability and Conversion Privileges
  • Survivor Financial Counseling Service
  • Accidental Death Benefit
  • Benefits for loss of eyesight, speech, or hearing, as well as for paraplegia and loss of hand or foot
  • Automobile Accident Benefit
  • Higher Education Benefit—up to $100,000

To find out more about ISM's LTD Insurance services for private-independent schools, e-mail Lori Leonard, or call 302-656-4944.

The Independent School Group Life and Disability Insurance Trust (IS/IT) is underwritten by Union Security Insurance Company, rated "A-" (Excellent) by A. M. Best. Products and services marketed by Assurant Employee Benefits are underwritten and/or provided by Union Security Insurance Company.

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