Protection for your next educational adventure.
Our International College Student Accident and Sickness Insurance offers up to $100,000 of sickness/accident coverage, full coverage (100% of covered expenses) emergency medical evacuation, as well as up to $1,000 coverage for preexisting conditions. With age-banded plans starting at just $92 per month (for students under 24 years old) ISM’s International College Student Accident and Sickness Insurance provides seamless, comprehensive coverage for students pursuing their higher education in the United States.
Medical Expense Benefits
Rates per month:
|Under age 24||$96|
Student pays any credit card administration fee in addition to the premium listed above
Students above age 64 are not eligible for coverage
Dependents are not eligible for coverage
US Citizens are not eligible for coverage
|Total Maximum for all Accident or Sickness Expense Benefits||$100,000|
|Maximum for Preexisting Conditions||$1,000|
|Maximum for Dental Treatment (Injury Only)||$250 per tooth|
|Maximum for Mental and Nervous||Inpatient $5,000 per lifetime|
|Outpatient $500 per lifetime|
|Maximum for Room & Board Charges||Average semi-private room rate up to $1,000 per day|
|Maximum for ICU Room & Board Charges||Average semi-private room rate up to $1,500 per day|
|Ancillary Hospital Expenses||Up to $1,000 per day|
|Newborn Nursery Care||Up to $350|
|Therapeutic Termination of pregnancy||Up to $350|
|Deductible||$75 per covered accident or sickness|
|Emergency Room Deductible||$300 per covered accident or sickness, waived if admitted to hospital|
|Chiropractic Care||$50 per visit maximum up to 10 visits per year|
|Prescription Drugs||Inpatient—80% usual and customary charges|
|Outpatient 50% up to $1,000 per plan year|
|Coinsurance||80% of U&C|
|Incurral Period||60 days after the date of covered accident or sickness|
|Maximum Benefit Period||The earlier of the date the covered person's trip ends, or 26 weeks from the date of a covered accident or sickness|
|Maximum Period of Coverage||364 Days|
|Emergency Medical Benefits||Up to $10,000|
|Emergency Medical Evacuation Benefit||100% of the covered expenses|
|Repatriation of Remains Benefit||100% of the covered expenses|
Not all coverage is available in all states. Please contact us for details of coverage options in your state.
To learn more about how our Student Accident Insurance Services can serve your school, e-mail Lisa Irwin, International and Domestic Student Accident & Health Coordinator, or call 302-656-4944.