Supplemental Health Products

Supplemental Health Products
Supplemental Health Products

It's never been easier to provide an extra level of protection for your most important assets - exceptional employees.

Supplemental Health Products through ISM assist your faculty and staff in paying their out-of-pocket expenses in the event of an accident, major medical diagnosis, or hospital stay. These coverages are employee-paid benefits, so providing them doesn't impact your budget.


Accident Insurance

There are 35 million injury-related visits to the emergency room every year. Pay cash benefits if an employee or covered family member experiences an accident resulting in procedures including x-rays and follow-up doctor visits.

Critical Illness

Critical Illness Insurance

Medical debt ranks among the top causes of personal bankruptcy. With this coverage, employees receive a lump-sum cash benefit toward expenses for a covered condition, like heart attack, stroke, or cancer.


Hospital Indemnity Insurance

The average cost per day of an inpatient stay is $2,607—help cover the expenses related to an inpatient hospital stay.


Supplemental Health Product for Family

Coverage Highlights & Benefits

  • Coverage for spouse and dependent children is available.
  • Comprehensive enrollment services are available, including 1:1 employee education calls.
  • Streamlined, simple online claims experience.
  • All three products include a Wellness Benefit to promote active health. (Subject to state availability).

To learn more about how our insurance products can serve your school, e-mail our Insurance Team, or schedule a call.