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International Student Accident and Sickness: The Gold Plan

The Gold Plan provides ISM's highest level of International Student Accident and Sickness (ISAH).

Whether you are traveling to the United States to study, or leaving the U.S. for first-hand experience in another country, the plan was designed with you in mind.

Gold Plan Coverage and Benefits:

  • $500,000 maximum coverage Accident and Sickness Medical Expense Benefit (per condition, per lifetime)
  • $0 deductible
  • Includes coverage for interscholastic, intramural, and club sports ($10,000 maximum per person)
  • 100% of Usual and Customary expenses for Emergency Medical Evacuation
  • Accidental death and dismemberment benefits
  • Trip Insurance—one-month minimum
  • School-Year Coverage—one-month minimum
  • Pays 100% of Usual and Customary charges for physician office visits
  • Pays 100% of Usual and Customary charges for inpatient hospital expenses
  • Pays 100% of Usual and Customary charges for outpatient hospital expenses
  • You select your physician and hospital
  • Accidental dental coverage ($200 per tooth/$500 per accident)
  • $1,000 of coverage in your home country should you become injured or ill while visiting
  • Up to $2,500 of coverage for acupuncture and physiotherapy
  • Toll-free claims number

Silver Plan
Bronze Plan

Attention College Students: If you are interested in ISM's International College Student Accident and Sickness coverage please contact Tascha Gourley for more information and an enrollment application, or click here to enroll online.

Coverage is designed for students in grades K-12. Not all coverage is available in all states. Please contact us for details of coverage options in your state.

Learn More

Contact ISM's International Student Accident and Sickness Administrator, Tascha Gourley by email, or call 302-656-4944.

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