"What Are the Important Coverages and Benefits?"
Here's an outline of the important benefits offered with ISM Group Life and AD&D coverage:
- Choice of Benefit Plans—Level benefit or salary-related plans
- Accelerated Benefit Advance for terminally ill employees
- Waiver of Premium for employees who become disabled
- Portability and Conversion Privileges
- Survivor Financial Counseling Service
- Accidental Death Benefit
- Benefits for loss of eyesight, speech, or hearing, as well as for paraplegia and loss of hand or foot
- Automobile Accident Benefit
- Higher Education Benefit—up to $100,000
The Independent School Group Life and Disability Insurance Trust (IS/IT) is underwritten by Union Security Insurance Company, rated "A-" (Excellent) by A. M. Best. Products and services are underwritten and/or provided by Union Security Insurance Company.
To learn more about ISM's Independent School Group Life and Disability Trust, email ISM Director, Independent School Group Insurance Trust Lori Leonard, or call ,