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"What Are the Important Coverages and Benefits?"

Here's an outline of the important benefits offered with ISM Group Life and AD&D coverage:

  • Choice of Benefit Plans—Level benefit or salary-related plans
  • Accelerated Benefit Advance for terminally ill employees
  • Waiver of Premium for employees who become disabled
  • Portability and Conversion Privileges
  • Survivor Financial Counseling Service
  • Accidental Death Benefit
  • Benefits for loss of eyesight, speech, or hearing, as well as for paraplegia and loss of hand or foot
  • Automobile Accident Benefit
  • Higher Education Benefit—up to $100,000

The Independent School Group Life and Disability Insurance Trust (IS/IT) is underwritten by Union Security Insurance Company, rated "A-" (Excellent) by A. M. Best. Products and services are underwritten and/or provided by Union Security Insurance Company.

Learn More

To learn more about ISM's Independent School Group Life and Disability Trust, email ISM Director, Independent School Group Insurance Trust Lori Leonard, or call , 302-656-4944 for more details.

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