"What Are the Important Coverages and Benefits?"
Here's an outline of the important benefits offered with ISM Group Life and AD&D coverage:
- Choice of Benefit Plans—Level benefit or salary-related plans
- Accelerated Benefit Advance for terminally ill employees
- Waiver of Premium for employees who become disabled
- Portability and Conversion Privileges
- Survivor Financial Counseling Service
- Accidental Death Benefit
- Benefits for loss of eyesight, speech, or hearing, as well as for paraplegia and loss of hand or foot
- Automobile Accident Benefit
- Higher Education Benefit—up to $100,000
To find out more about ISM's LTD Insurance services for private-independent schools, e-mail Lori Leonard, or call 302-656-4944.
The Independent School Group Life and Disability Insurance Trust (IS/IT) is underwritten by Union Security Insurance Company, rated "A-" (Excellent) by A. M. Best. Products and services marketed by Assurant Employee Benefits are underwritten and/or provided by Union Security Insurance Company.