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Domestic Student Accident Insurance: Coverage and Benefits

  • Coverage on school premises while school is in session (24-hour coverage for boarding students while under the care and direction of the school).
  • Coverage while attending or participating in school-sponsored activities—including athletics and field trips
  • Coverage while traveling to or from any school-sponsored, directly supervised activity, including athletic events in a school-authorized vehicle.
  • Accidental death, dismemberment, and loss of sight benefits
  • Up to $30,000 coverage per injury
  • Optional $0 deductible
  • Optional catastrophic plan up to $1 million
  • Optional Parental Voluntary sickness coverage (not available in all states)

View the Schedule of Benefits.
Click here to download a PDF of the Schedule of Benefits.

To find out more about School-Year Student Accident Insurance, e-mail ISM Student Accident Administrator Lisa Irwin, or call 302-656-4944.

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