Before this crazy winter of one blizzard after the other, Consumer Reports surveyed 14,000 subscribers who have experienced lower-back pain but who have not had back surgery. More than half of them reported that the pain severely limited their daily routine for a week or longer, and 88% said it recurred throughout the year.
Of those responding to the survey, the methods they said worked best for them are as follows:
- 59% were highly satisfied with chiropractic care
- 55% were highly satisfied with physical therapy
- 53% were highly satisfied with acupuncture
- 44% were highly satisfied with a specialist
- 34% were highly satisfied with the treatment from their primary-care doctor
What does this mean for your school's employees? Simply that the odds of your school's faculty and staff experiencing such aliments are high. And, chances are, they will miss time recovering from injuries.
For tips on preventing back pain click here.
Ask yourself now while you're reviewing and renewing your school's benefits policy how these statistics effect your school's staff and faculty. Will your employees even be able to take advantage of methods to relieve back pain, or will they have to pay out of pocket, which many people choose not to do? Those not covered under a medical insurance plan most commonly will not pay out of pocket for medical treatment. This elongates the healing process, equating to more missed work time.
If you're not satisfied with your current carrier, allow an ISM field adviser to compare your current plan against what ISM has available. In just a few minutes (because we know private-independent schools, and we know you're exceptionally busy this time of year), one of our experienced field advisers will walk you through everything you need know—and perhaps even reduce your costs. You have nothing to lose. In fact, you might have savings to gain!
If you're interested in hearing how ISM can provide your school with solutions on improving your school's employee benefit offerings, contact Martin Kelly, CRM, ISM Insurance President, at 302-656-4944.
You can also visit the Employee Benefits area of the ISM Web site for additional information by clicking here.
