Student Benefits

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Student Benefits Hub

Student coverages for private-independent schools

Great student coverages for great schools. Be great.

Your students are your school’s most valuable assets. They deserve protection from the unthinkable as they strive to become their best selves and crush their goals. We offer student insurance options that protect students of all ages throughout all of their educational adventures. Our coverages are designed to protect your students traveling abroad, summer campers, foreign visitors, athletes, scholars, artists, scientists, historians, and mathematical wizards.  

It Matters. Here’s Why.

  • Research shows that high school athletes suffer two million injuries, and require 500,00 doctor visits, and 30,000 hospitalizations each year—that’s approximately 8,000 children being treated in emergency rooms each day for sports-related injuries!
  • Advance Health Network reports that each year, in the United States, emergency rooms treat more than 200,000 children ages 14 and younger for playground-related injuries!
  • Regardless of economic status, parents’ insurance plans may not be as comprehensive as you think.
  • According to, 60% of families who report having medical debt problems are covered by health insurance. In fact, 75% of people who filed for bankruptcy due to medical debt had medical insurance.
  • ISM Student Accident Insurance becomes the primary coverage for students when parents are uninsured. It’s more common than you might imagine.
  • Assistance and support you offer to your school’s parents during stressful situations is significant. With this plan, you cover their co-pays, deductibles, and unpaid charges remaining from other insurance plans.

To learn more about how our Student Accident Insurance Services can serve your school, e-mail Lisa Irwin, International and Domestic Student Accident & Health Coordinator, or call 302-656-4944.

Our Student Coverages

U.S. Student Accident Insurance

Student Accident Insurance for private-independent schools. Great schools have great coverage. Be great. Protect your students. Your school doesn't need to have a fierce athletic program to warrant protecting its students from accidents. Accidents strike not just tomorrow’s MLB MVPs, but als...

Summer Program/Camp Insurance

Summer School/Camp Student Accident Insurance provides accident coverage for all of your school's PK-12 campers through this A.M. Best "A" rated (Excellent) carrier.  When is a student covered? The IS/IT Summer School and Camp Student Accident coverage applies to two circumstances: Those...

International Student Accident and Sickness

A COVID-19 Update: International Student Insurance This is a sensitive and stressful time for schools and students. For those schools with international programs, you might wonder how to protect your international students if they cannot return home. Should you need to house students longer th...