Operating a school is a risky business, and that risk comes in many forms—an unexpected illness breaks out in the third-grade classroom, a parent claims an incident of misconduct or bullying, the brakes on a school bus aren’t replaced on schedule, or the Business Manager overlooks enrolling two new faculty members in the health plan. Even an insignificant incident—a tree limb that falls on a neighbor’s car—can result in an insurance claim and possibly a lawsuit.
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