Employee Benefits

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Employee Benefits for Private Independent Schools

Great schools offer great benefits. Be great.

Do you know all the details of your school's health care plan? Do you know how it stacks up with other health benefits options? ISM works exclusively with private-independent schools and independent school associations to determine the best approach to health insurance for each individual school.

ISM Insurance will analyze your current plan, compare it with other products, explain all the “fine print,” and recommend a direction that makes the most sense for your school.

It Matters. Here's Why.

  • Health insurance is the #2 budget item for most private-independent schools—behind faculty/staff salaries.
  • Most school administrators do not know fully the details of their current health insurance plans—and that can cost the school and your employees time and money.
  • A strong health plan is a key to recruiting and retaining the faculty you want.

Our Insurance Coverages

Health Options

We work exclusively with private-independent schools and independent school associations to determine the best approach to provide health insurance/medical benefits for each individual school. In addition to finding medical insurance options that reflect each school's mission and purpose, we offer several voluntary coverages that can be offered to employees at no cost to the school.

Consumer-Driven Health Savings Plans

Consumer-driven health plans give employees with high-deductible plans more control over their health care expenses and more responsibility for their health care decisions.

Group Life and Disability Trust

Our Long and Short Term Disability coverages protect your employees and their families. with short and long-term disability coverages designed exclusively for private-independent school employees.

State-Specific Health Consortiums

Many schools struggle with finding quality faculty and staff health benefits that are affordable. If you’ve experienced high rate increases, have tried to purchase new coverage but have been rejected, or just want stable and predictable rates, learn more about ISM’s Health Care Consortiums. These groups—created specifically for private-independent schools—are an opportunity for you to finally be in control of your health insurance costs, stabilizing them once and for all.