Take the confusion out of health insurance choices for your international students and families.
For nearly 50 years, ISM has worked closely with private-independent schools on every aspect of school management. We've partnered with 1,600 international programs and supported over 350,000 students with our International Scholar Protection offering.
Rely on our dedicated team of insurance professionals here at ISM to support your school in finding the right coverage to ensure your international students’ unique needs are met.
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Comprehensive CoverageOur International Student Accident & Health plans include medical, dental, mental health, and wellness coverage. |
24/7 SupportFamilies and students can rely on multilingual customer service to assist them with all aspects of their plan and coverage. |
Partnership With Your SchoolInternational student program coordinators can rely on dedicated support from our experienced insurance team to help with claim inquiries, billing, ID card management, translation of plan materials, and more.
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Plan Options
Rely on access to quality care and 24/7 support through International Scholar Protection to give you peace of mind knowing your international students are safe and protected.
Diamond—Most Popular Option!$$$● Medical coverage up to $300,000 per coverage year |
Sapphire$$● Medical coverage of $250,000 per coverage year |
Ruby$● Medical coverage of $250,000 per coverage year |
Frequently Asked Questions
A pre-existing condition includes any illness, injury, physical or mental condition for which an insured received any diagnosis, medical advice, treatment, prescribed medication, or experienced any distinct symptoms prior to enrolling in the plan. Pre-existing conditions are covered the same as any other sickness. Please refer to your plan brochure for more details.
Routine preventative care, vaccinations, and tuberculosis screening are covered. Please refer to your plan brochure for more details.
Yes, please refer to your plan brochure for these details. The copay and deductible do not apply to wellness or preventative care when these services are provided by an in-network provider or at the Student Health Center.
Yes, please refer to your plan brochure for these details.
Yes, please refer to your plan brochure for these details.
Yes, the plan includes prescription drug coverage. The deductible applies, along with a $30 copay per prescription drug filled. (The copay does not apply to prescription contraceptives.)
Yes, please refer to your plan brochure for these details.