Take back control of your school’s health care costs
Many schools struggle with finding quality faculty and staff health benefits that are affordable. If you’ve experienced high rate increases, have tried to purchase new coverage but have been rejected, or just want stable and predictable rates, learn more about ISM’s Health Care Consortiums.
These groups—created specifically for private-independent schools—are an opportunity for you to finally be in control of your health insurance costs, stabilizing them once and for all.
Benefits of Group Health Consortiums:
Control cost and stabilize rates
Gain access to claims data
Monthly data for the group on utilization
Direct access to the management team and underwriter from the carrier
Access an extensive local and national network of health care providers
Low annual average increase without plan changes
HSA and HRA options Dedicated support team for client engagement
Active State Group Health Care Consortiums:
Pennsylvania Independent School Insurance Consortium (PISIC)
Established
2007
Members
Nine schools protecting 435 lives
Health Insurance Provider
Aetna
Health Plans
Five plans offered
Dental and Vision
Options available
Petition Deadline
March 1
Trustees’ Decision Deadline
May 31
Open Enrollment
July 1
Renewal Date
September 1
Maryland Independent School Consortium (MISC)
Established
2013
Members
15 schools protecting 900 lives
Health Insurance Provider
Aetna
Health Plans
Seven plans offered
Dental and Vision
Options available
Petition Deadline
December 1
Trustees’ Decision Deadline
March 1
Open Enrollment
April 1
Renewal Date
June 1
Lone Star Independent School Consortium (LSIC)
Established
2016
Members
10 schools protecting 500 lives
Health Insurance Provider
Aetna
Health Plans
Eight plans offered
Dental and Vision
Options available
Petition Deadline
April 1
Trustees’ Decision Deadline
June 1
Open Enrollment
October 1
Renewal Date
January 1
Ohio Health Care Consortium
Established
2017
Members
6 schools protecting 100 lives
Health Insurance Provider
Aetna
Health Plans
Nine plans offered
Dental and Vision
Options available
Petition Deadline
April 1
Trustees’ Decision Deadline
June 1
Open Enrollment
October 1
Renewal Date
January 1
Garden State (NJ) Non-Public School Consortium (GSNPSC)
Established
2017
Members
9 schools protecting 652 lives
Health Insurance Provider
Aetna
Health Plans
Eleven plans offered
Dental and Vision
Options available
Petition Deadline
February 1
Trustees’ Decision Deadline
March 15
Open Enrollment
May 1
Renewal Date
July 1
Arizona Independent School Consortium (AISC)
Established
2017
Members
6 schools protecting 176 lives
Health Insurance Provider
Aetna
Health Plans
Eleven plans offered
Dental and Vision
Options available
Petition Deadline
June 30
Trustees’ Decision Deadline
August 15
Open Enrollment
October 1
Renewal Date
January 1
Petitioning for Membership
.Each state has its own unique petitioning date and process. For more information on how to petition for membership or how to start one in your state, contact insurance@isminc.com or call 302-656-4944.
Help Your School Thrive
ISM members receive access to exclusive, research-based strategies for every leadership division of your school. Take advantage of guidance, savings, and much more.